Mike Kaminski

Mike Kaminski

Mike Kaminski has been helping people realize their retirement goals and assisting with income planning for 31 years. He is the co-founder of Well Being Financial Group. 


His list of accomplishments:


- Specializes in income planning that offers structured payouts.

- Host of “Safe Money and Income Show” for many years. His focus is on asset protection, safety and income.

- Host of many educational workshops over the years which are dedicated to providing information, education, and advice for pre-retirees and retirees across Northeastern United States.

Well Being Financial Group

3477 Corporate Pkwy.

Suite 100

Center Valley, Pennsylvania 18034

mike.kaminski@retirevillage.com (484) 671-2461
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Investors, Teenage Girls, and Sheep

By Syndicated Columnists|


People are predictable in so many ways.


What one person can (and usually does) affects how another person reacts and takes action. Carl Richard’s fabulous illustration says it all.


Investors, teenage girls, and sheep, what do they all have in common?


Investors read about a hot mutual fund and buy; the results are from past performance. Hot mutual funds share results that have already happened, and the new investors merely shrink the returns. The new owners of the mutual fund have probably missed the boat.


Teenage girls don’t even need any explanation.


Sheep, ever see a flock in a field? Where one goes, the rest will follow; that is why sheepdogs are so effective, they control one sheep, and the rest will fall in step.


When it comes to money, following the pack can mean investing without a real plan. Be honest with yourself, know what goals you are trying to accomplish, and set a course.


Carl Richards and his wonderful drawings can be found at www.behaviorgap.com; please visit and enjoy.

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